Non Internet Up-to-Date Bank Statements for past 6 months for Business as well as Personal Bank Accounts. We confirm that to the best of our knowledge John Smith is using the proposed loan from ABC Bank to invest in shares. interest rate (2.94% p.a. The wording I use is: "Enclosed is a copy of a letter from 'name of client' requesting we act as accountants. Here is a sample of a letter to change accountants. The PPE was written on Wednesday, 20 November 2013 and of the 2768 candidates who wrote, 2150 passed, resulting in a pass rate of 78% (76% in 2012). It should be sent by certified mail, to ensure a record of receipt. Most lenders will accept a faxed copy but some will require your mortgage broker to hold the original on file. They were very transparent about all aspects of the process.”, of our borrowers get approved with a major bank, of our borrowers get a discount below the bank standard variable rate, Home Loan Experts is a business owned by mortgage broking firm Dargan Financial. If this letter is not provided, a loan may not be approved. Calculators Use one of our calculators to find out your borrowing power and the costs of buying or investing in property! If you have any further queries please do not hesitate to contact me on 02 0000 0000. NSW 2138, help Enquire He has full control of the current and future distribution of income from the trust. Attached is an asset and liability statement giving details of the applicant's personal net worth. Sometimes the bank needs more than your payslips and tax returns to prove your income. This is also a credible proof of income since it can only come from the accounting department of the company you work for. Has your bank asked for a stat dec for your mortgage application? We will find you the most suitable home loan deals. Contain the name of the person who the letter is about, including their company (if applicable). Our relationships with our panel of lenders allow us to negotiate your interest rate. “ ...From the beginning the service, care and attention to my needs was outstanding. Our situation is quite a difficult one and this is our first time buying a home, but nothing was too difficult....”, “ ...provided an excellent service that included very quick turnaround in getting our applications processed and providing guidance and valuable advice in trying to secure a home loan for us.....”, “ ...made the application and settlement process incredibly easy and stress-free. My partner and I cannot speak highly enough of him. Dear Mr. Dolan, This letter is to verify that Seneca Williams has been employed at GMC Associates for the past three years in our Accounting Department. Johnston Accounting Pty Ltd. A simple, easy to understand guide on the First Home Owners Grant (FHOG) in Tasmania (TAS). We can help you navigate the often complex pre-approval and application process. This letter makes it easier for your application to be approved since you have ample evidence supporting your claim to pay your dept on time. Check out the discretionary trust page for more information. For this reason, it would be appropriate to use the figures from the 2015/2016 financial year when assessing John’s ability to service a new loan. Does anyone have a sample letter/ template I could use? Insert other duties and skills of the employee as per the need. The introduction of your letter can start with a statement saying that you, as the confirming authority of the company, certify that the individual concern is employed in the company. In order to open a new bank account I am required to provide a letter confirming the shareholding of the company. has in the last decade seen a big rise in the number of self-employed people, but why exactly is it so difficult for them to obtain bond finance?. If you need the services of a mortgage broker to help get your loan approved then why not talk to us at the Home Loan Experts? Candidates who attempted the PPE for the first time achieved a pass rate of 82% (82% in 2012). It is a form given by the employer to an employee and the Internal Revenue Service (IRS) at the end of the year. Rhodes NSW 2138, markunread_mailboxMailing You may also like email cover letter examples. Words in yellow should be replaced as appropriate by the Accounting Officer. We confirm that her income is $40,000 p.a. As you may noticed on the given examples, it is a brief and straightforward letter containing all the necessary facts about the employment and corresponding income of the employee. Check out the low doc loan page for more information. Although John’s business has only been trading for one year, it has already generated a substantial income and has a loyal customer base. For this reason, it would be reasonable to assess his income in a similar method to that of someone who is employed on a PAYG basis. Mortgage discharge forms for all lenders including ANZ, BankWest, CBA, NAB, St George & Westpac. An accountant's letter, also called an auditor opinion, is a written statement describing an auditor’s independent, unbiased and qualified evaluation of the accuracy and completeness of a company’s financial statements and practices, as well as an evaluation of a company’s compliance with Generally Accepted Accounting Standards (GAAP). 200 Portland, ME 04101. Re: John Smith & Smith Family Printing Pty Ltd. We confirm the following details regarding John Smith and his company Smith Family Printing Pty Ltd: This information is true to the best of our knowledge and has been confirmed from independent enquiries with our customer and our own records. You have requested us to assist you in the preparation and submission to the South African Revenue Service (SARS) of the close corporation’s income tax returns, to apply for extensions of time to submit the returns, and to review related tax assessments. Are you applying for a mortgage while on maternity leave? Normally, this is because they’re concerned about potential legal action. We finance properties anywhere in Australia for people anywhere in the world. We confirm that John Smith is operating as a sole trader that contracts to an IT business. She’s been working for Smith Family Printing Pty Ltd for only four months and as such there has been no group certificate issued. Engagement letters. All they need to do is copy it onto their letterhead, amend the details, print, sign and fax to us, your mortgage broker. Letter of Income from your accountant confirming your monthly drawings Signed and Dated Personal Assets & Liabilities. If you are currently self-employed, you will need to provide other evidences the lender may require in order to verify your steady stream of income. The next paragraph of the letter is used for the other necessary information. It helps the lending company take a good consideration on the application of the borrower since a proof for his/her capacity to pay the loan is proven to be true. He has chosen to distribute income from the trust to his mother and his sister to reduce his taxable income. Find out why lenders require it & how you can get one before settlement. You may also like notice letter examples. I need a letter for a tenancy reference. See full accountant profiles. I have acted as an accountant and tax agent for the above mentioned client since 1/1/2010. This sample letter is used when the bank requires a letter confirming that a business is trading at a profit. Do you need a letter of employment for a mortgage? Home Loan Types Which type of home loan product best suits your needs? It provides a wide range of support services to its members enabling them to play a key role in developing the rapidly changing South African economy This letter is often produced before the landlords, income tax department or banks as to give a proof that the concerned person is capable enough to take his/her responsibility. Find out how to apply if you're eligible for Victoria's FHOG. Remember to have your ID number or income tax - Original letter from employer stating title, job description and salary, - Employment insurance pay stubs, - If self-employed, a letter from an accountant confirming their annual income, - Proof of other sources of income (pension statement, investments, etc.) The client is involved in the IT consulting industry. Basically, it is a verification of a person’s financial status. Instructions for CBA, Westpac, ANZ, NAB & St George Bank. Resources Essential tools and tips on everything from buying to investing in property. The #1 Professional Body for accountants and finance executives in Africa Join. 2540+ Letter Templates in PDF | Word | Excel | Google Docs | Apple Pages | Google Sheets | Apple Numbers -, 2+ Complaint Letter to Service Provider Examples. The First Home Owners Grant Queensland is a one-off payment to help first home owners manage the costs of buying a home. Use these gift letter templates provided by the banks to prove the source of your deposit. Prove your payment history by using this home loan repayment letter template. ABN: 68 702 047 521, location_onHead office A direct deposit statement is a reliable proof of income because it shows that you have a constant source of income through your employer. Will your bank ask for your tax returns to approve your mortgage? the accountant such as: • confirmation whether the income being paid to the spouse is consistent and ongoing • actual level of income expected for this financial year for the spouse from a trust • whether the income is consistent and ongoing for future years, the basis upon which the assessment is Cashing out to invest in shares may require a letter from a financial planner or accountant confirming the loan purpose. The wording of the disclaimer can be however the accountant sees fit. THIS LETTER MUST BE AN ORIGINAL – NO FAXES, SCANNED COPIES OR PHOTOCOPIES CAN BE ACCEPTED. 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